Reduce Your Interest to as Low as 0% and Take Control of Your Finances
Since 1991, we have helped Canadians consolidate unsecured debt, reduce interest to as low as 0%, and regain financial stability.
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Debt Assessment
Since 1991 | Licensed & Bonded | A+ BBB Rating | 11-Time Top Choice Award Winner
DEBT MANAGEMENT PLAN
A Structured Way to Pay Off Your Debt
We consolidate your unsecured debt into one manageable monthly payment and work with your creditors to reduce interest — in a majority of cases to 0%. With little to no interest, more of your payment goes toward your balance, helping many clients become debt-free within five years.
✓ One simple monthly payment
✓ Interest reduced or eliminated to 0%
✓ Pay off debt in up to five years
✓ Work with a licensed Credit Counsellor
Wondering how long it will take to pay off your debt? Use our debt repayment calculator to see what it's costing you.
See Your Results
OTHER OPTIONS
If a Debt Management Plan Isn’t the Best Fit
We review your financial situation and help you understand other options that may be available. If needed, we connect you with trusted Licensed Insolvency Trustees who can guide you through the next steps.
Consumer Proposal
A Consumer Proposal is a formal debt settlement arranged through a Licensed Insolvency Trustee. If this option may be appropriate for your situation, we will review your budget and connect you with a trusted trustee who can guide you through the process.
Bankruptcy Guidance
In some situations, bankruptcy may be the best way to obtain a fresh financial start. If this option becomes necessary, we will review your situation and connect you with a Licensed Insolvency Trustee who can help guide you through the process and next steps.
Start Your Free
Debt Assessment
HOW IT WORKS
A Clear Path Forward
We guide you through a free, straightforward, confidential process designed to reduce uncertainty and provide clear next steps.
Submit Your Free Debt Assessment
Provide your financial details confidentially so we can understand your situation.
Review Options with a Counsellor
A licensed Credit Counsellor reviews your information and explains realistic solutions available to you.
Choose Your Plan
If you decide to proceed, you select the option that best fits your financial situation and budget.
Start Your Free
Debt Assessment
Helping Canadians Become Debt Free Since 1991
TRUSTED & RECOGNIZED
Recognized by Leading Organizations
Consumer Credit Counselling is proud to be recognized by respected organizations for our commitment to ethical, professional credit counselling services. We are also a Top Choice Award winner for 11 consecutive years, reflecting the trust and confidence our clients place in us.
GET IN TOUCH TODAY
Free consultation • No obligation • Completely confidential
Free Consultation
No Oblication
Completely Confidential
Speak with a credit counsellor about your situation and learn what options may be available.