ABOUT CONSUMER CREDIT COUNSELLING
Helping Canadians Take Control of Their Debt
Consumer Credit Counselling helps individuals and families understand their financial situation and explore practical options for managing debt. Our certified credit counsellors provide clear, confidential guidance so you can make informed decisions and move toward long-term financial stability.
We believe that everyone deserves access to honest advice and realistic solutions. Whether you are dealing with credit card debt, personal loans, or financial stress, our team is here to help you understand your options and take the next step with confidence.
Start Your Free
Debt Assessment
Helping Canadians Become Debt Free Since 1991
Credit Counselling Services
Helping Canadians Understand Their Debt Options
Consumer Credit Counselling is a licensed Canadian credit counselling agency that has been helping individuals and families manage debt since 1991.
Our certified credit counsellors work with clients to review their financial situation, explain available solutions, and help them choose a practical path forward. Every situation is different, which is why our approach focuses on education, clear advice, and realistic financial planning.
We help people understand all of their options so they can make informed decisions about how to move forward.
✓ Free confidential financial assessments
✓ Licensed and experienced credit counsellors
✓ Practical solutions tailored to your situation
✓ Serving clients across Canada (except Quebec)
Credit Counselling Services
What Credit Counsellors Do
Credit counsellors help individuals and families understand their financial situation and explore practical options for managing debt.
During a confidential financial assessment, a credit counsellor reviews your income, debts, and monthly expenses. From there, they explain the solutions that may be available and help you determine what approach makes the most sense for your situation.
For some people, that may involve creating a structured repayment plan. In other cases, it may mean exploring options such as a consumer proposal or bankruptcy through a Licensed Insolvency Trustee.
The goal of credit counselling is simple: to provide clear guidance so you can make informed decisions about your financial future.
Review Your Finances
A credit counsellor will look at your income, debts, and monthly expenses to understand your full financial picture.
Understand Your Options
Your counsellor will explain the debt solutions available and help you understand how each option works.
Create a Plan
If a repayment plan makes sense for your situation, your counsellor will help you build a structured path toward becoming debt free.
Wondering how long it will take to pay off your debt? Use our debt repayment calculator to see what it's costing you.
See Your Results
Why Canadians Trust Us
Experience and Guidance You Can Rely On
Serving Canadians Since 1991
For more than three decades, Consumer Credit Counselling has helped individuals and families understand their debt and build realistic plans to regain financial stability.
Licensed and Trusted
Consumer Credit Counselling is a licensed Debt Repayment Agency. Our counsellors provide confidential guidance designed to help you clearly understand your financial options.
Support Across Canada
We work with clients across Canada (except Quebec), providing professional credit counselling services and practical guidance tailored to each individual situation.
TRUSTED & RECOGNIZED
Recognized by Leading Organizations
Consumer Credit Counselling is proud to be recognized by respected organizations for our commitment to ethical, professional credit counselling services. We are also a Top Choice Award winner for 11 consecutive years, reflecting the trust and confidence our clients place in us.
FREE FINANCIAL ASSESSMENT
Take the First Step Toward Financial Stability
If debt is becoming difficult to manage, a free financial assessment can help you understand your options and identify a realistic path forward.
Start Your Free
Debt Assessment
GET IN TOUCH TODAY
Free consultation • No obligation • Completely confidential
Speak with a credit counsellor about your situation and learn what options may be available.