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10 Ways to Save Money in Any Budget

by Amanda Corea | Nov 12, 2020 | Credit Counselling Questions

We would all like to save a bit more money especially with the economic times of today. Saving money does not have to be denying yourself all the pleasures in life and some simple small things can really count to save some cash at the end of each month. 1. Return...

How Much Income Tax Will I Have To Pay From Receiving CERB?

by Amanda Corea | Sep 28, 2020 | COVID-19 related topics, Credit Counselling Questions, Frequently Asked Questions

Millions of Canadians have received payments from the Canada Emergency Response Benefit (CERB) this year and are not aware that these payments are a Taxable Benefit. What does this mean? Unlike a normal paycheque from an employer that deducts the income tax off your...

Debt Management vs Debt Reduction – The Differences

by Amanda Corea | Aug 26, 2020 | Credit Counselling Questions, Frequently Asked Questions, More Credit Questions

What are the differences between Debt Management Plans and Debt Reduction Plans? A Debt Management Plan helps people to consolidate (combine) their unsecured debt into one payment; whereas a Debt Reduction Plan helps people to reduce the total amount of debt owed. The...

What are the Steps to Consolidate Debt?

by Amanda Corea | Aug 26, 2020 | Credit Counselling Questions, Frequently Asked Questions, More Credit Questions

Call a Consumer Credit Counselling counsellor to help you through the steps to consolidate debt and become Debt Free today! The following are the various options available to pay off your debt sooner. Debt Consolidation Loan Your first step when looking at...

How do you check your credit score?

by Amanda Corea | Aug 25, 2020 | Credit Counselling Questions, Frequently Asked Questions, More Credit Questions

Checking Your Credit Score In Canada All Canadian Consumers are able to obtain a copy of their Credit Report Online, by phone, by mail or in person at a select few locations in Canada. The Credit Bureau will list your personal information such as name, address, phone...
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