[cs_content _p=’613′][cs_element_section _id=”1″ ][cs_element_layout_row _id=”2″ ][cs_element_layout_column _id=”3″ ][cs_element_headline _id=”4″ ][cs_content_seo]Debt Reduction
\n\n[/cs_content_seo][cs_element_text _id=”5″ ][cs_content_seo]With the economic times of today, it may not be possible in your household budget for the first option to repay your debt within 5 years with the Debt Management Plan. Do not worry, you have other options! Our Licensed Credit Counsellors will evaluate your situation for free to determine if a Debt Reduction Plan is the right step for you to take which can be a lower payment option to ensure the payment works better for your Budget.\n\n[/cs_content_seo][/cs_element_layout_column][/cs_element_layout_row][/cs_element_section][cs_element_section _id=”6″ ][cs_element_layout_row _id=”7″ ][cs_element_layout_column _id=”8″ ][cs_element_headline _id=”9″ ][cs_content_seo]Cut Your Debt up to 70%\n\n[/cs_content_seo][/cs_element_layout_column][/cs_element_layout_row][/cs_element_section][cs_element_section _id=”10″ ][cs_element_layout_row _id=”11″ ][cs_element_layout_column _id=”12″ ][cs_element_text _id=”13″ ][cs_content_seo]Repay approximately 30% of your unsecured debt
Avoid bankruptcy
Retain your personal assets including your home and vehicle
Stop any legal collection activity against you including a wage garnishment
Up to 5 years to pay your debt
One monthly payment
\n\n[/cs_content_seo][cs_element_button _id=”14″ ][cs_content_seo]Let’s Talk\n\n[/cs_content_seo][cs_element_text _id=”15″ ][cs_content_seo]The Debt Reduction option (also known as a Consumer Proposal Plan) is the next step if you are not able to afford to repay 100% of your debt through the Debt Management Plan. Debt Reduction is a better option than Bankruptcy as you do not have to submit a monthly budget and your payment will be fixed for a term of 3 to 5 years. Your Credit Rating is not affected as low as a Bankruptcy and it will generally be a lower payment than what you are currently paying monthly. This option is administered by a Bankruptcy Trustee in your province.
We will go through a Budget in detail with you to assess your situation to see if this plan works for you over the Debt Management Plan. If the Debt Reduction option is not affordable, we can refer you onto the next step directly with a Bankruptcy Trustee in your province. We will always find a solution for you!
Contact us today for a FREE Consultation or click HERE to fill in our online Budget Worksheet and to see what options you have.\n\n[/cs_content_seo][/cs_element_layout_column][/cs_element_layout_row][/cs_element_section][cs_element_section _id=”16″ ][cs_element_layout_row _id=”17″ ][cs_element_layout_column _id=”18″ ][cs_element_headline _id=”19″ ][cs_content_seo]Real Life Examples from our Consumer Credit Counselling Clients\n\n[/cs_content_seo][/cs_element_layout_column][/cs_element_layout_row][/cs_element_section][cs_element_section _id=”20″ ][cs_element_layout_row _id=”21″ ][cs_element_layout_column _id=”22″ ][cs_element_headline _id=”23″ ][cs_content_seo]Testimonial\n\n[/cs_content_seo][cs_element_widget_area _id=”24″ ][/cs_element_layout_column][cs_element_layout_column _id=”25″ ][cs_element_headline _id=”26″ ][cs_content_seo]Real Savings*\n\n[/cs_content_seo][cs_element_text _id=”27″ ][cs_content_seo]Amount of Debt $43,000.00
Prior Monthly Payment $1,290.00
94 years Prior Time to Pay Off Debt
$315.00NEW Monthly Payment
5 yearsNEW Time to Pay Off Debt
$24,605.00 *Savings on a Debt Reduction Plan
\n\n[/cs_content_seo][cs_element_text _id=”28″ ][cs_content_seo]*Savings are approximate and dependent on each client’s financial situation\n\n[/cs_content_seo][/cs_element_layout_column][/cs_element_layout_row][/cs_element_section][cs_element_section _id=”29″ ][cs_element_layout_row _id=”30″ ][cs_element_layout_column _id=”31″ ][cs_element_headline _id=”32″ ][cs_content_seo]Helping Canadian Consumers Become Debt Free For Over 30 Years!\n\n[/cs_content_seo][/cs_element_layout_column][/cs_element_layout_row][/cs_element_section][cs_element_section _id=”33″ ][cs_element_layout_row _id=”34″ ][cs_element_layout_column _id=”35″ ][cs_element_global_block _id=”36″ ][/cs_element_layout_column][/cs_element_layout_row][/cs_element_section][/cs_content]