Our Services
Consolidate Bills
A Debt Consolidation plan is an affordable way to get out of debt. We will assist you with setting up this plan and guide you to make choices that work for you.
Stop Collection Calls
Know your rights and options to a fair settlement of your debts.
Avoid Bankruptcy
By taking steps now you can avoid having to declare bankruptcy and recover faster!
Are you struggling with too much debt?
We can help! Learn more about our services and your options.
Consolidation Loan
Your first step is to contact your bank to see if you qualify for a consolidation loan. If you have a good credit score the bank can help you consolidate your debt and work out one monthly payment to repay your debt in a certain term.
Debt Management Plans
Create a single monthly payment that will allow you to repay 100% of your debt in under 5 years with your creditors reducing your interest to as low as 0% .
Consumer Proposal/Debt Reduction Plan
Negotiate a reduction of your debt and have a fixed single monthly payment to repay generally around 30% of your debt balance.
Bankruptcy
This option may be available to you if all other options do not work for an affordable payment in you Budget. The costs and payment vary per person and generally will be the lowest payment to you depending on your income and assets.