by Karen McDonell | Mar 3, 2022 | Credit Counselling Questions
With such a wide variety of cash back, low fee, and rewards credit cards on the market, choosing a credit card that fits to your lifestyle may be easier than you think. We’ve outlined some of the best credit cards at RBC, TD and Scotiabank to help you make the most...
by Karen McDonell | Jan 21, 2022 | Credit Counselling Questions
The Quick Guide to Eliminating your Debt Are you in debt and struggling with how to fix it? Don’t worry, you’re not alone, and it’s easier than you think to take the first step. We’ve outlined the process to help you get started on destroying your debt. Step 1:...
by Karen McDonell | Aug 25, 2021 | Credit Counselling Questions
Credit cards are generally not secured debt. The majority of credit cards fall under the unsecured debt category which refers to debt that does not have any collateral or lien against an asset. The most common type of unsecured debt are credit cards, personal loans,...
by Amanda Corea | Nov 12, 2020 | Credit Counselling Questions
We would all like to save a bit more money especially with the economic times of today. Saving money does not have to be denying yourself all the pleasures in life and some simple small things can really count to save some cash at the end of each month. 1. Return...
by Amanda Corea | Sep 28, 2020 | COVID-19 related topics, Credit Counselling Questions, Frequently Asked Questions
Millions of Canadians have received payments from the Canada Emergency Response Benefit (CERB) this year and are not aware that these payments are a Taxable Benefit. What does this mean? Unlike a normal paycheque from an employer that deducts the income tax off your...