by Amanda Corea | Aug 26, 2020 | Credit Counselling Questions, Frequently Asked Questions, More Credit Questions
What are the differences between Debt Management Plans and Debt Reduction Plans? A Debt Management Plan helps people to consolidate (combine) their unsecured debt into one payment; whereas a Debt Reduction Plan helps people to reduce the total amount of debt owed. The...
by Amanda Corea | Aug 26, 2020 | Credit Counselling Questions, Frequently Asked Questions, More Credit Questions
Call a Consumer Credit Counselling counsellor to help you through the steps to consolidate debt and become Debt Free today! The following are the various options available to pay off your debt sooner. Debt Consolidation Loan Your first step when looking at...
by Amanda Corea | Aug 25, 2020 | Credit Counselling Questions, Frequently Asked Questions, More Credit Questions
Checking Your Credit Score In Canada All Canadian Consumers are able to obtain a copy of their Credit Report Online, by phone, by mail or in person at a select few locations in Canada. The Credit Bureau will list your personal information such as name, address, phone...
by Amanda Corea | Aug 24, 2020 | Credit Counselling Questions, Frequently Asked Questions, More Credit Questions
Collection calls can be very intimating and scary. If you’ve fallen behind, missed, or forgotten to pay your bills, you may receive these kinds of phone calls. In many cases, collectors resort to harassment and misrepresentation in order to collect on the debt owing....
by Amanda Corea | Jun 30, 2020 | Frequently Asked Questions, More Credit Questions
A Credit Score is a statistically derived number that lenders use to indicate your credit worthiness. Your Credit Score will be listed on your Credit Bureau Report from Equifax and Transunion and be anywhere from 300 (Very Poor) to 900 (Very Good). How is your Credit...
by Amanda Corea | Jun 30, 2020 | More Credit Questions
When someone is in need of funds for various reasons such as Debt Consolidation, Renovations, Travelling, etc., you may have the option to use the Equity in your Home as a Second Mortgage, Home Equity Line of Credit or a Loan or Line of Credit secured by your home,...
