by Amanda Corea | Sep 28, 2020 | COVID-19 related topics, Credit Counselling Questions, Frequently Asked Questions
Millions of Canadians have received payments from the Canada Emergency Response Benefit (CERB) this year and are not aware that these payments are a Taxable Benefit. What does this mean? Unlike a normal paycheque from an employer that deducts the income tax off your...
by Amanda Corea | Aug 26, 2020 | Credit Counselling Questions, Frequently Asked Questions, More Credit Questions
What are the differences between Debt Management Plans and Debt Reduction Plans? A Debt Management Plan helps people to consolidate (combine) their unsecured debt into one payment; whereas a Debt Reduction Plan helps people to reduce the total amount of debt owed. The...
by Amanda Corea | Aug 26, 2020 | Credit Counselling Questions, Frequently Asked Questions, More Credit Questions
Call a Consumer Credit Counselling counsellor to help you through the steps to consolidate debt and become Debt Free today! The following are the various options available to pay off your debt sooner. Debt Consolidation Loan Your first step when looking at...
by Amanda Corea | Aug 25, 2020 | Credit Counselling Questions, Frequently Asked Questions, More Credit Questions
Checking Your Credit Score In Canada All Canadian Consumers are able to obtain a copy of their Credit Report Online, by phone, by mail or in person at a select few locations in Canada. The Credit Bureau will list your personal information such as name, address, phone...
by Amanda Corea | Aug 24, 2020 | Credit Counselling Questions, Frequently Asked Questions, More Credit Questions
Collection calls can be very intimating and scary. If you’ve fallen behind, missed, or forgotten to pay your bills, you may receive these kinds of phone calls. In many cases, collectors resort to harassment and misrepresentation in order to collect on the debt owing....
by Amanda Corea | Aug 15, 2020 | Credit Counselling Questions, Frequently Asked Questions
The initial conversation, consultation, and exploration of options are always 100% Free. Our primary goal is to educate you, present you your options, and then lastly work for you to help manage your debt so you can become debt free! Debt Management fees are paid on a...
